Building the bank of the future requires a strategic focus on developing new value propositions founded on transformative technologies. Banks need to develop advanced capabilities that cut across layers of operations, compliance, customer expectations and market disruptions. We partner with banks to enable:

• Operating model transformation: Product-aligned operating models to drive alignment between business and IT across the customer value chain for highly agile delivery models
• AI: A combination of traditional AI and generative AI strategically scaled to deliver new experiences and offer AI-driven insights for business agility
• Industry cloud: A range of cloud strategy and consulting offerings to assist banks in embracing continuous cloud modernization and driving transformation at scale
• Data analytics: End-to-end data analytics capabilities to increase operational efficiency and enhance personalization with data insights

As organizations get ready to ride the next wave of disruption, HCLTech’s banking capabilities are uniquely positioned to help our clients navigate the evolving digital landscape.

We enable financial services institutions to leverage cutting-edge technology — typically relegated to the fintech world — to build better payment experiences and accelerate growth. Our payments framework is uniquely positioned to support financial institutions in addressing complex payment processing. The framework is designed to deliver a superior payment experience across the payments and cards ecosystem, achieved through initiatives such as payments transformation, payments observability, global payments gateways and more.

We navigate evolving scenarios and client expectations with contextual and banking-forward solutions. With our co-innovation centers, engineering mindset and product-centric approach, we help banks evolve and take charge of tomorrow.