Accelerate your AI and core modernization transformation
Overview
Financial services organizations are re‑engineering their businesses to operate with greater speed, intelligence and resilience in an increasingly regulated, data‑driven environment. Cloud adoption has become foundational to modernizing core platforms, unlocking data‑led insights and supporting a shift toward more autonomous, streamlined operations.
HCLTech and AWS combine deep financial services expertise with secure, cloud‑native technologies to help banks, insurers and capital markets firms modernize end‑to‑end. Anchored in HCLTech’s AI‑intrinsic, consulting‑led transformation approach and delivered on AWS’s scalable cloud, our solutions address legacy constraints, fragmented data and operational silos - enabling intelligent automation, autonomous workflows and future‑ready operating models with measurable business outcomes.
Our offerings
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Digital banking -
Open Banking -
Digital Lending and mortgages -
Payments & cards -
Insurance on Cloud -
Solution Accelerator
Leveraging next-generation technology and delivery methodologies to create a best-in-class cloud solution for the customer is the need of the hour. HCLTech enables and empowers financial institutions to realize the full potential of open banking and "Open Finance" for their digital businesses. HCLTech also delights consumers with the right digital banking products and services on AWS and continues to invest to build an ecosystem of continued innovation. Our portfolio of solutions under digital banking includes Neo-bank rollout, core banking implementation and modernization, customer 360, strategic pricing and billing, frictionless onboarding and banking as a service.
HCLTechs' open banking solutions on AWS enable banks to reinvent and reposition their businesses to remain relevant within customer lifestyles and customer journeys. Our solutions comprise a set of techno-functional frameworks, a well-curated Fintech partner ecosystem, an innovation infrastructure and a depth of engineering and design thinking expertise that help a bank create differentiated Open Banking strategies and implement them. Our solutions include open banking aggregation, banking super apps, contextual banking, Request to Pay (R2P) and open innovation.
HCLTech offers comprehensive digital lending and mortgage solutions on AWS using our own IP and products that directly address the various improvement opportunities for process and operational efficiency to transform the stakeholder experience. HCLTech, through a focused team of domain experts, data scientists, and solution architects, can assist in this mortgage lending transformation journey with our solutions set and unique differentiators. Our solutions include lending process automation, digital mortgages, digital loans, platform implementation and modernization.
HCLTech, with its expertise, industry knowledge and proven customer success, is uniquely positioned to support the full payments and card value chain and address complex banking payment processing requirements by leveraging AWS services. HCLTech leverages its experience in the greenfield development of a payment processing platform on AWS using the Cloud native framework and services. HCLTech brings a payments transformation journey experience and a Cloud blueprint to future-proof your landscape with our proven credentials and solutions. We use cloud-native tools to develop the feature set and also leverage market solutions for the tokenization, fraud and compliance functionality.
HCLTech Insurance Cloud is a ready-to-use environment with tools and services made fit for purpose for your specific operational requirements. It is an end-to-end insurance tech stack on the AWS cloud, provided as a fully managed and regulatory-compliant solution with flexible options for policy administration and servicing operations.
- HCLTech Co-innovation Labs
- HCLTech NOVUS Bank/Payment/API
- Power Banking
- HCLTech Exacto
- Toscana
- HCLTech Unica
- One Lending
- Embedded Banking
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News and Insights
Recognized for its extensive knowledge and technical expertise in using AWS technologies and best practices to adopt generative AI
Success stories
Jefferies transformation story: Adopting gen AI for corporate functions
this insightful lightning talk on Jefferies' implementation of a decentralized data governance framework and integration of generative AI, which provided users with intuitive self-service tools and streamlined data access to boost operational efficiencies by eliminating manual tasks.
Accelerate SDLC in banking with generative AI on AWS
Discover how a leading Australian bank and HCLTech collaborated to leverage AWS GenAI services to enhance Quality Engineering processes. The partnership aimed to address testing bottlenecks and drive development efficiencies by building an enterprise-level chat-based solution.
Commonwealth Bank undertakes major data migration to the cloud
How the Commonwealth Bank of Australia partnered with HCLTech to migrate its legacy system to the cloud, enable AI adoption and drive business agility.
Transforming legacy systems with scalable cloud solutions
Modernizing IT infrastructure for scalability, efficiency and compliance
Resources
In this study, ISG evaluated 65 companies and has rated HCLTech as a Leader. HCLTech also received an impressive CX score of 89.9 from its enterprise clients whereas the industry CX average was 73.55.
In this study, ISG evaluated 45 companies and has rated HCLTech as a Leader. HCLTech also received an impressive CX score of 89.9 from its enterprise clients whereas the industry CX average was 73.55.
HCLTech has been recognized a Leader in the Everest Group's AWS Services PEAK Matrix® Assessment 2024, which evaluated 31 leading AWS service providers worldwide.